When I retired after a total of 45 years of government service, I applied for VA medical benefits and was told I made too much money. Although I was a Vietnam era veteran, I did not serve in a combat zone, so even after those 20 years, I wasn’t eligible for anything. Silly me, I always thought that one should try to better oneself and make a good living for their family and that the DOD would reward them with the benefits they justly deserved. However, after reading those horror stories about the VA, I certainly am glad I signed up for TRICARE Prime for the 12 months prior to becoming eligible for MEDICARE and TRICARE for life. I’ve had some health problems and have found numerous physicians in my area that accept both. Guess I lucked out.